What is refinancing all about?
Refinancing occurs when current interest rates drop below the rate that you are currently paying on your mortgage.

Why Refinance?
1. To save money by lowering the interest over the length of your loan. Reducing interest costs can you save you thousands of dollars a year on your mortgage.
2. To restructure your current mortgage terms. If you currently have an adjustable rate mortgage (ARM), you may want greater peace of mind securing a fixed rate. Or you may a have 30-year mortgage that you want to reduce to a 15-year loan with a lower interest rate. There are many reasons why restructuring your mortgage makes sense due to rates, loan length, or a change in financial loans.
3. To obtain equity from your home
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